[IraXI]

If you bought any of the products dealers offer in the finance office (warranty, lojack, gap ins, wheel & tire coverage, autobahn or clear bra) or anything else, please share what you bought and most importantly, why you chose to buy it. If you didnt buy anything, then what was your reason not to?

[scottp999]

Did not buy any of it.

I was buying a new set of wheels and tires to replace the standard 335 sport setup so I would have an extra set in the garage.

Don't see the need for an extended warranty or maintenance now. Maybe later. If BMW comes out with something that catches my eye in the next 4 years it's gonna get traded anyway.

[dreamnmotion]

I talked the finance officer into giving me the maintenance kit(the car wash soap, wax, leather restorator, etc.) I think those goes for around $60? Other than that, I didn't get anything from them. I'll prolly get the extended warranty and maintenance later down the road.

[sesegal99]

Wheel Coverage. $600 bucks, covers wheels and tires even if you swap them out for somthin different.

[TRZ06]

NOPE.

I got pre-financing thru my CU and came with check in hand.

I Zaino my own car, so no need for their exterior or interior wanna be stuff.

Got GAP insurance thru my credit union for $250

and if I keep the car past the basis warranty, then I will pick it up then, or close to then.

[Brunotheboxer]

she tried to sell me all of that stuff but i declined it. she was very surpised that i didnt want the clear bra or the wheel insurance but i'm glad i passed on it.

[darrenbmw]

Hey ..

I did buy the wheel, tire protection just because of their costs. Better safe than sorry AND I did buy the 6 ding replacements ... I am not sure THAT was a good idea, but at the time I thought it was, now I find out they are VERY picky as to what they will actually fix.

But, I didn't buy the clear bra from BMW, I got it about 350.00 cheaper but I went with a guy with 15 years experience installing it. BE CAREFUL on this, alot of people get certified by 3M and they are NOT great at what they do. I found out the hard way. But, just get 10 references ... and check up VERY good .. as the clear bra is GREAT for protection. I am SOOOO glad I got this. I did the bumper (entire), hood, side panels, door edge, mirrors ..

I think these things are a personal choice on what level of insurance your happy with .. ) I didn't buy the Extended Warranty as I drive VERY little and I think in 6 years, I will only put on 30,000 miles .. IF THAT, so the 6 year warranty I doubt will be so great for me. At any rate .. I'll deal with that when the time comes.

I wish you the BEST OF LUCK ..

[anowlan]

the tire protection package. At 10K, and three (3) free replacements due to nails and potholes later, this was a great bargain.

[TRZ06]

In general ALMOST everything that they offer, you can get better and cheaper elsewhere. OR they have such limitations that it is not worth getting. In general it is a way to recoup money lost in bargining the price, or make even more money off of the un-informed consumer.

The exception to this rule would be Lo-jack, and the tire warranty, but in California it is not offered (the tire warrany, that is).

[scottatyamaha]

The tire and wheel warranty more than likely only costs the dealer around $200. I would consider the the clear bra if it was a decent price.

[JIMD1709]

Tire and wheel will pay for itself at times. Some people never get flats, but 1 18" runflat and one wheel (if you drive on poor roads) will usually take care of what you paid. Also, if you plan on keeping your car, the maintainence is a real no-brainer. Of course you don't have to buy that right away. It's personal choice really.

[UncleWede]

Going back for the 6/100 warranty just before I need it.

[John 070]

Originally Posted by TRZ06

In general ALMOST everything that they offer, you can get better and cheaper elsewhere. OR they have such limitations that it is not worth getting. In general it is a way to recoup money lost in bargining the price, or make even more money off of the un-informed consumer.

The exception to this rule would be Lo-jack, and the tire warranty, but in California it is not offered (the tire warrany, that is).

You're right, I know better, but I fell for it. $390 for the tire protection package (one RFT mounted/balanced is $330+ yada yada yada yeah right I haven't had any flat in 9 mos.) and I got major big league suc***** and took the "protection package" for $499 which covers dings, chips, tears, scratches for 5 years. When that finance mgr. is the only thing standing between you and delivery, and he drops the price by $300 and keeps saying, "You don't think you're gonna get a ding in 5 years?" Somehow even the most informed customers fall prey. 9 mos. no dings.

The moral of the story is just say no.

[BMW F22]

Originally Posted by TRZ06

Got GAP insurance thru my credit union for $250

On your BMW? All BMW leases include GAP insurance.

[Smoltz]

Originally Posted by Kenny@JleviSW

On your BMW? All BMW leases include GAP insurance.

He didn't lease, he financed through his credit union.

-Adam

[Joe Bimmer]

Originally Posted by IraXI

If you bought any of the products dealers offer in the finance office (warranty, lojack, gap ins, wheel & tire coverage, autobahn or clear bra) or anything else, please share what you bought and most importantly, why you chose to buy it. If you didnt buy anything, then what was your reason not to?

I didn't even go to a "finance office." I agreed to all terms (including financing terms) via emails, and when I went in for delivery he had the paperwork ready to sign. No extras, no hassling, nada. If you negotiate correctly, you can effectively avoid being put in an upsell situation.

[Sundance62]

Bought the extended warranty at a negotiated price, and happy to have the peace of mind - passed on all else. If you're buying (like me) and not leasing, the transferrable warranty has real value to a potential buyer.

Everyone's comfort/risk level is different, but that's where mine is.

[ejazbmw]

Originally Posted by Brunotheboxer

she tried to sell me all of that stuff but i declined it. she was very surpised that i didnt want the clear bra or the wheel insurance but i'm glad i passed on it.

the lady was pretty shocked as well with me when i declined everything

[rrandyy]

Originally Posted by ejazbmw

the lady was pretty shocked as well with me when i declined everything

Thats part of their strategy. If they act surprised, then you think "oh, everyone else must get it".

I complained about the extra $15 fee they added to the "Out the door" price we discussed and documented, saying I didnt have an extra $15 in my bank account. It became a 20 minute ordeal, and finally they took it off (they wouldnt explain what it was...). Anyway, she didnt offer me *anything* because she really though I didnt have a single penny more to spend

[TRZ06]

Originally Posted by rrandyy

Thats part of their strategy. If they act surprised, then you think "oh, everyone else must get it".

I complained about the extra $15 fee they added to the "Out the door" price we discussed and documented, saying I didnt have an extra $15 in my bank account. It became a 20 minute ordeal, and finally they took it off (they wouldnt explain what it was...). Anyway, she didnt offer me *anything* because she really though I didnt have a single penny more to spend

thats good stuff

[TRZ06]

Originally Posted by Smoltz

He didn't lease, he financed through his credit union.

-Adam

Correct, financed not a lease

[tlester]

Originally Posted by sesegal99

Wheel Coverage. $600 bucks, covers wheels and tires even if you swap them out for somthin different.

Sucka!