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      01-22-2020, 06:12 AM   #1
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Parking Lot Ding.

While in a mall parking lot Monday, I was stopped behind a Chevy when buddy in an Acura decides it's a good idea to back out of his parking spot into the passenger side of my M240.
Thanks buddy.
Estimate to fix $3,648 (plus future diminished residual value)

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      01-22-2020, 08:44 AM   #2
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That’s not a ding, dang it
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      01-22-2020, 08:58 AM   #3
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Quote:
Originally Posted by AndDown View Post
That’s not a ding, dang it
Yeah, OP must hang out with my mother her definition of "ding" is the car is still derivable albeit smashed to hell.
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      01-22-2020, 09:04 AM   #4
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You should see if a really good paintless "ding" removal person might be able to do. I rubbed the side of my rear wheel well against a pole but a paintless guy was able to buff out the paint scrapes and restore the damage to imperceptible. Took him about an hour of work but only cost me about $75.
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      01-22-2020, 09:27 AM   #5
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Quote:
Originally Posted by AndDown View Post
You should see if a really good paintless "ding" removal person might be able to do. I rubbed the side of my rear wheel well against a pole but a paintless guy was able to buff out the paint scrapes and restore the damage to imperceptible. Took him about an hour of work but only cost me about $75.
That is a perfect example of what I my shop calls "lease-fixed." Don't get me wrong we are discussing reasonably nice cars here, but most times they do not require concours level restoration. Hell the paint isn't very good from the factory.
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      01-22-2020, 12:03 PM   #6
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Here in the UK we refer to a ding as the type of dent received from a supermarket shopping trolley.

That's one big trolley that's hit you.

You have my sympathies.
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      01-22-2020, 12:37 PM   #7
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Quote:
Originally Posted by bimmerfile View Post
While in a mall parking lot Monday, I was stopped behind a Chevy when buddy in an Acura decides it's a good idea to back out of his parking spot into the passenger side of my M240.
Thanks buddy.
Let me guess – buddy said: "I didn't see you!"

Been DOWN that road:

Wife: I didn't see them!
Me: You mean you didn't look.
Wife: NO! I mean I didn't see them!!
Me: You mean you didn't look.
Wife: [says it one more time]
Me: [gives up...again]
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      01-22-2020, 03:25 PM   #8
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Quote:
Originally Posted by AndDown View Post
Took him about an hour of work but only cost me about $75.
That's a heckova good deal, or a good friend doing the work! It would be >$250 here in the DC area.
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      01-22-2020, 04:12 PM   #9
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Quote:
Originally Posted by bimmerfile View Post
While in a mall parking lot Monday, I was stopped behind a Chevy when buddy in an Acura decides it's a good idea to back out of his parking spot into the passenger side of my M240.
Thanks buddy.
Estimate to fix $3,648 (plus future diminished residual value)
I would definitely have a top paintless dent removal place look at that, I had a lot worse on the hood and fender of my E46 that they restored to close to new (one small surface scratch they couldn’t fix). I actually fell off a ladder with two winter tyres and landed on the hood of the car. Some spots were several centimetres dented in. It did take 12hrs for them to fix (quoted 6hrs and only charged me for that), but I did retain the original paint and the cost was less than my insurance deductible.
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      01-22-2020, 05:22 PM   #10
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Quote:
Originally Posted by dradernh View Post
Let me guess – buddy said: "I didn't see you!"

Been DOWN that road:

Wife: I didn't see them!
Me: You mean you didn't look.
Wife: NO! I mean I didn't see them!!
Me: You mean you didn't look.
Wife: [says it one more time]
Me: [gives up...again]
Buddy was initially all bent out of shape and was pretty belligerent as in "What the hell, why didn't your Honk?", "Why didn't you move?", etc, etc, Things calmed down when I advised him that I had everything on my dashcam and that our Insurance companies would be able to handle it.
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      01-22-2020, 06:03 PM   #11
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Quote:
Originally Posted by Middy2000 View Post
Here in the UK we refer to a ding as the type of dent received from a supermarket shopping trolley.

That's one big trolley that's hit you.

You have my sympathies.
I really would be more upset with a shopping cart ding in the door.
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      01-22-2020, 06:10 PM   #12
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Depending on how insurance works in Ontario, I'd claim against his insurance and not get mine involved unless the other party's carrier isn't playing ball.

Since the other party is clearly 100% at fault, be sure you claim/sue for diminution of value.
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      01-22-2020, 06:37 PM   #13
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Quote:
Originally Posted by bimmerfile View Post
Buddy was initially all bent out of shape and was pretty belligerent as in "What the hell, why didn't your Honk?", "Why didn't you move?", etc, etc, Things calmed down when I advised him that I had everything on my dashcam and that our Insurance companies would be able to handle it.
Right – the standard tactic of the bully who knows he's in the wrong. How creative of him.

Congratulations on having dash cam footage to speed the process along. Your incident makes me think it may be time for me to get one for my car.
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      01-24-2020, 08:12 AM   #14
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Quote:
Originally Posted by Caltexan View Post
Depending on how insurance works in Ontario, I'd claim against his insurance and not get mine involved unless the other party's carrier isn't playing ball.

Since the other party is clearly 100% at fault, be sure you claim/sue for diminution of value.
Generally this is the best way to go. Routinely, the person at fault should contact their company, however, that is not always the case.

I learned from experience, that it is the most expedient to contact my insurance and provide the other person's insurance information and let the companies hash it out.

The "At Fault" company will normally try to attach "shared blame" to any accident so they won't have to shoulder the entire expense. In your case, it is pretty "cut and dried" that you, being in the driving lane and behind another vehicle (unable to move), 100% of the blame should fall with the guy that hit you. Although, I wouldn't be surprised if the companies negotiate a 90%/10% split.

It's stuff like this that makes owning and driving a nice car nerve wracking.
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      01-24-2020, 08:25 AM   #15
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I'd take it as a message from God that it is time for a widebody kit .
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      01-24-2020, 10:54 AM   #16
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Quote:
Originally Posted by Caltexan View Post
Depending on how insurance works in Ontario, I'd claim against his insurance and not get mine involved unless the other party's carrier isn't playing ball.

Since the other party is clearly 100% at fault, be sure you claim/sue for diminution of value.
Unfortunately, Ontario courts have ruled against "diminished value" accident claims.

http://www.mondaq.com/canada/x/81411...Ontario+Update
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      01-25-2020, 06:41 AM   #17
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Even South of the Border, not all states recognize diminished value in either insurance claims or in the courts. One less thing to worry about.
My own value diminishes daily and there is nothing I can do about it.
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