[tonyec7]

So, I owe 19k on my car and they're offering me 12k for it (low balling me like crazy, I know). The reason I want to trade it in is because I am at the 80k mile mark, I want something with a more power, something with warranty, and because I get paranoid about the timing chain issue on the N20 engines. I have two m235is that I can choose, both are here:

Auto: https://www.bmwofelpaso.com/inventor...1j7c54gv360562

Manual w M Performance kit: https://www.bmwofelpaso.com/inventor...1j7c5xgv289898

My question to you all is, would you do it? What would you do in my position?

[Kevinduma]

I would try to sell it privately first, did you take it to Carmax to see how much they’re offering?

For the price of both of those, I would look for one with more options. At quick glance doesn’t look like either has navigation or even heated seats.

[B58togo]

They're not necessarily low balling you "like crazy". NADA trade value on your car is anywhere from 11k to 15k, depending on options/condition. Not sure of your financial situation, but if I were in your position, I'd want to be sure I was able to get to a positive equity situation before doing anything. If you're just going to roll the negative equity into the new loan, I'd keep driving the 228 and pay it down.

[morphomeman]

Yeah, same advice here. I won't ask how you got to owed 19K on a now five-year-old car, but that does not bode well for future financing.
Keep it till you own it! That has always been my philosophy.