[atann656]

Originally Posted by Rocky58

I called Amica to ask about the BMW CCA discount. I received a total of $420 discount on my policies! We have 4 cars insured on this policy, but it was still a hefty discount. Thanks to a forum member here, I saved $380 today, after paying for the BMW CCA membership!

You are welcome to my advice regarding Amica. And BTW I do not have use an Amica app so as far as I know my insurance rate does not depend upon my driving style.

[2uhdude]

I got a full comprehensive coverage on a 2017 230i RWD with 1k deductible, 100k/300k/100k , for $590 for 6 months. But by adding the other 2 vehicles I have (Mazda and Hyundai) premiums only went up by $190. This is including multiple people in my household. I am also in my 20's but 0 accidents and clean driving record. I shopped around multiple insurance companies and Progressive was the cheapest.

[Nickies]

Well..... just as I am shopping for new insurance and better rates, I just got hit with vandalism during the last weekend.

The car was parked at night in my driveway. They tried to break in but hit the passenger door and ran away. From the damage, they were really trying to break in with a steel rebar rod.

So..... bottom line is I have comprehensive coverage with no deductible. I filed a police report, called the insurance company, drove to the best body shop in town, got the estimate the same day and the car will be fixed next week.

Most of the quotes I received were either $250 or $500 deductibles and the premiums are far higher than what I will eventually pay with my actual insurance company.

The lesson from this is you pay for what you get. Get cheap with insurance coverage and you will get cheap service and dearly pay out of pocket. Some of the companies will not even pay for OEM parts.

[bcwalks2]

Originally Posted by 2uhdude

I got a full comprehensive coverage on a 2017 230i RWD with 1k deductible, 100k/300k/100k , for $590 for 6 months. But by adding the other 2 vehicles I have (Mazda and Hyundai) premiums only went up by $190. This is including multiple people in my household. I am also in my 20's but 0 accidents and clean driving record. I shopped around multiple insurance companies and Progressive was the cheapest.

Very similar to the rate I have through Kemper. I am paying about 1,200/yr for a 235i and X3 M40i.