Quote:
Originally Posted by rcracin
Quote:
Originally Posted by G35POPPEDMYCHERRY
credit score is such a fuckin sham lol.
like my credit score just dipped 50 pointd because I charged like 8k on my Credti card for rewards.
salary+liquid a majority of any credit approval process.
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Quote:
Originally Posted by bimmer456
I think I lost 15 points because I paid my property tax on a card to get 5% back which was more than the fee the county charged me to use a credit card. Not a biggie as I'm still in green territory. I knew I would be fine before charging the card.
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Make the charges, pay it before the closing date. No balance gets reported to the credit bureaus or whatever they’re called. You get your credit card points and you score is unaffected. |
I usually just pay when it is due don't know if paying earlier makes that much different at least for me but might help if your utilization is high maybe reducing the average daily balance or something.