Quote:
Originally Posted by atmer
Hi,
I also got a similar deal two weeks ago but am curious about the
APR. I was told by the dealer lowest at this point was the advertised
3.55% so how did manage 2.99%? Assuming a credit score of over
800, what is lowest BMW is actually offering?
Thanks,
John
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Everything is negotiable, he started with 3.99 or 4.99 or something like that.
Was told at the time that it was the lowest offered by BMW. I just told him that I wouldn't pay more than 2.99% at 48 months, zero down. They agreed BEFORE running my credit, at that point they had no idea what my score was. I think one can secure that with 750 or more.
When ran my score, my lowest was 794 and the highest was 808.
Now... Since you got yours already, I was also told one could refinance after 6 months. Outside of BMW I can secure a 2.4% loan so you might wanna consider refinancing... I would if I was at 3.55 but not at 2.99
Hope this helps!