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I got it when I purchased my 335 because I was able to get the same coverage from the same company that BMW uses via a 3rd party seller very cheaply ($350 for 5 years).
I bent a wheel on a pothole one winter. That wasn't covered (the wheel still held air, even though it was so out of round it could not be balanced). It also didn't cover a wheel that got curb rash.
After 5 years, I finally used it just before it expired, replacing two bubbled tires (I was on GoFlat tires at that point). Having the insurance covered the $340 tire cost. So, at the end of the day, they kept my money for 5 years, didn't cover two damaged wheels, then ultimately gave me back all but $10 of it.
FWIW, I didn't get it for my M235.
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2015 M235xi coupe, Black Sapphire Metallic, Black Leather, Fineline Stream trim, Steptronic, xDrive, ZPP, ZTP, ZCW, ZDA, ZDB, 5DP, hk w/BimmerTech amp, Enhanced BT
Prior 40 years: 67 BelAir wagon / 68 LeMans Tempest / 70 Mustang Mach 1 / 72 El Dorado / 78 Corvette / 81 Subaru GL wagon 4WD / 83 s10 Blazer 4x4 / 85 Bronco 4x4 / 96 Bronco 4x4 / 04 Passat 4mo / 09 BMW 335xi
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