Quote:
Originally Posted by TAZ007
They are generally not worth the paper they are printed on. Besides the hefty monthly payment, there are deductibles which mean you are out of pocket more than the insurance is worth. As far as coverage goes, in my experience, not every item is listed on the terms and there is often fine print that excludes items not specifically mentioned. I advise going line by line through the terms to ensure what you want covered is not excluded. If there is ambiguity, the insurance company will say it is not covered. Hope it helps and good luck. I empathize with your situation.
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^ agreed, with all of this.