All insurance has the same financial modeling in place. This stuff also happens with health insurance where people's quality of life is impacted.
I have an insurance agent who goes out and finds the best fit and rates for my needs. I'm sure there is a fee/premium I'm paying for this but I don't ever have to deal directly with the insurance companies to find coverage. It works for us.
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2024 M2
2019 M240i- Sold
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