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Short answer, no. Even with the HK system you'll wind up wanting to upgrade the speakers. One benefit is that if you decide to get component speaker replacement, you'll already be wired for it so it's a quick (relatively) swap. Not sure if that's worth $1675. The under seat subs you get with HK are sufficient IMO. I'm not sure if they're the same in the stock Hi-Fi system - I'll let someone else with more expertise chime in.
All in all, you can save your money and put it towards performance bits AND stereo upgrade.
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