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I'll take a stab at this! I had a 2008 128i convertible. The motor for the convertible top needed replacement 3 weeks or so before factory warranty ended. I got lucky with a no charge replacement - lucky timing. Otherwise it was (so far) the best car I ever owned in terms of lack of mechanical issues. I sold it for a 2013 128i convertible - that car rattled, lost oil (slowly), needed spark coils and a few other minor things. Now have a 228i (yes, you guessed it - convertible). So my approach has been to replace these cars before warranty expires and there is still some value left in the vehicle.
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