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I just bought a 2016 M235xi from a Maryland (east of DC) dealer and they wanted me to pay MSRP plus all the other fees for a factory ordered car "because the M235i is a highly sought after car." Then I pulled out my USAA pricing that was a little over 7% under MSRP and they said that was only for cars in stock. I then mentioned that a dealer in Virginia would factory order my car for that price. He talked to his manager and came back saying "we don't want you to have to go to x dealer and you did your homework so we will honor that price." After all taxes, fees, ect. I paid about $1k under MSRP which I was happy with.
Not sure where I am going with that story, just wanted to share my experience since it may help you.
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