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Exact same thing happened to my radiator.
I used insurance to file a claim and it just cost me the $500 deductible.
But in the end it actually cost me nothing because BMW broke another radiator trying to fix the initial punctured one.
They had to keep my car even longer to fix it so they gave me a free loaner and didnt make me pay my insurance deductible.
I know its a matter of time before it happens again.
I need to get some mesh screen down there to protect the radiators.
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