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Probably b/c of all the claims on Florida. They are likely cross checking to see if you have any claims, homeowners wise etc.
Anyway, I have AAA-Auto Club South. Not sure what part of Florida youre in but I have had to switch carriers 3 times since moving to Florida. Every year they revaluate their book of business and decide what to charge rate wise based on claims, fraud, etc etc.
Yes it is a very shady business.
I have had Hartford, Travelers and now AAA. No accidents, no claims but my rates always change
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