Quote:
Originally Posted by bimmer456
So BofA was threatening to cancel my credit card if I didn't use it, which would have lowered my credit score. Today was the last day to use it without getting screwed even though I did nothing wrong. With no physical card and thus no security code I couldn't use the card but a stroke of genius told me to add it to Apple Pay. Now credit score is safe. Pretty lame that I would be punished if I didn't charge anything to the card. Seems counterintuitive ya think?
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The only cards I've ever had closed due to inactivity were store cards like Macy's n stuff.
I've had cards that are going on 2+ years of no use and are still open. Seems strange they would do that unless its a really old card with a low locked interest rate or something...