Quote:
Originally Posted by boghbogh
Hi Guys,
I checked few insurances and "Budget Direct" seems to be cheapest. Specifically asked for a choice of repairer and no performance excess.
Any experience with budget direct? It is coming around 1.2K for new M240i.
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You need to read up on what's the definition of budget direct's "choice of repairer" go to the FAQ page and have a read. It's not real choice of repairer, you can take it to your choice of repairer, but they'll have to approve the quote, if budget direct aren't happy, they'll either ask you to go to their partners, or just pay out what they think it's worth.
Anyways, have a look at fine prints, generally everyone's insurance is slightly different, base on so many factors, age, postcode, etc. So it's hard to say which one is better.
If you want proper no hassle insurance, don't go cheap. I've had good experiences with NRMA, Shannons, GIO. And I'd suggest to avoid companies like AAMI, Justcars, bingle etc. Even though majority of the "major" insurance companies are owned by suncorp they operate differently within each sector.