Quote:
Originally Posted by corn18
Quote:
Originally Posted by grocerylist
I'd recommend maxing out at $19000 if you can, unless your company has poor and costly fund options. Especially if it will drop you to a lower tax bracket.
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I max everything: pre-tax 401k, catch up 401k, after tax 401k (which I rollover to a Roth every year), and 2 traditional IRA's + catchup that I then roll to a Roth every year.
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I don't think my company allows roll over of 401k unless I leave. Maybe they will allow it after I'm fully vested but I don't know. They give me 5 percent automatically no matching just free. But that goes into another supplemental retirement account that takes a few years to be fully vested and doesn't have a Roth option.