[3002 tii]

I was recently involved in a 5 car accident. My 1.5 year old, well optioned X3 xDrive35i sustained over 20k in damages (all aesthetics, frame and motor are fine). I always read people talk about diminished value claims here...

Has anyone actually successfully received compensation from the liable party's insurance company? I spoke with my insurance and they said they only go after collision but this falls under "3rd party claim" so I'd have to take it up myself. I don't mind lawyering up or getting an appraisal but wondering what's the probability of actually winning a DV claim? Or is this like winning an inheritance from my never met uncle in Africa but I just have to wire him $2000 to claim my prize?

FYI don't care about the breakeven math of time, legal fees, etc. I simply want to know if anyone's actually filed the claim and received compensation.