10-22-2014, 05:39 PM | #24 |
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I know I'm from NY and have never seen anything like this. I take the turnpike, have to pay, just to avoid 95 as much as possible, but its the only way for part of my commute. Driving on 95 is literally risking your life in South Florida.
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10-22-2014, 05:41 PM | #25 |
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The rental car company checks for valid license and proof of insurance so that' there due diligence ?
I really do hope everything goes well for you, and I don't see why not. Rear quarter panel replacement means cutting probably at the base of the C-pillar forward and down along the rear of the door jamb - cars are designed with these types of repairs in mind. So replacement requires welding and filler. A friend was telling me that body panel crash repair like on your car is not such a big deal, he is involved with some high end Italian cars and many if those crashes are over-steering into objects with their rear quarter-panels. As far as detection of the repair after everything is completed - a pro will be able to detect it. |
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10-22-2014, 05:54 PM | #26 |
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Lol I know, Its unbelievable...Biscayne too, I feel like those people don't even look before they pull out. I bet they are like fuck it, if I get hit, I get a check.
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10-22-2014, 06:01 PM | #27 | |
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Good to know its not such a terrible crash as far as affecting the car structurally. I definitely go lucky he was inches away from real solid contact at high speed. So you are saying that if they check for drivers license and the person is not self insured that is enough to send them out with a 5k lb. machine screwing up peoples property. This seems so crazy to me, you would think a rental car company would be required to carry a certain amount of liability insurance for such situation and to protect their interest in their own cars.
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10-22-2014, 10:41 PM | #28 |
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SoFla is bad, admittedly, but I've driven in NYC and it's no picnic either lol. Sucks you got hit, fix it and move on, disparaging comments about an area aren't going to fix your ride. Watch your 6!
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10-22-2014, 11:02 PM | #29 |
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Sorry to see...look at my garage pics on Bimmerfest and see the damage on mine. I was hit on June 30th got my car back Sept 12th. Parts took a long time...did not get them until first of August. Took a month to repair. Over $11000 in damages. Still waiting to settle with Nationwide on $7500 in diminished value. I had less than 700 miles on mine when it happened. Carmax offered me $23000 for it after it was repaired. Worthless for trade now...going to drive the wheels off of it.
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10-23-2014, 06:40 AM | #30 |
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Mmm235 are you saying the Malibu driver was NOT an insured driver? That he did not have car insurance? Or that his own insurance policy does not cover a rental car ( which is doubtful ) ?
If that is the case, then I would think the rental car company is at fault, and then there are the laws in Florida concerning uninsured drivers - but your insurance rate will not be affected if your insurance company pays for your damage due to an uninsured driver. |
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10-23-2014, 08:03 AM | #31 |
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Was the driver American? Good to make sure in case they flee the country. Can make sueing them much more difficult.
Make sure you get the drive train inspected if as you said you had a large bump. Though there is no visible damage to the wheel the drive train is NOT designed to take lateral shocks. If it was me i would even have the dealer inspect the inside of your diff while it is in there... Its no cost to you and the dealer would be happy to make a few extra bucks off buddies insurance. |
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10-23-2014, 08:31 AM | #32 | |
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10-23-2014, 10:01 AM | #33 | |
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I could be completely wrong on this of course. |
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10-23-2014, 10:26 AM | #34 |
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Insurance companies are required by law in most states to carry a liability policy on their vehicles that would cover anything that a liability policy typically does. They of course do not advertise this to the people who rent cars so they can upsell their add-ons.
Of course, if you live in a "no fault" state, none of this applies! |
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10-23-2014, 07:01 PM | #35 | |
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10-23-2014, 07:59 PM | #36 | |
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10-24-2014, 09:01 PM | #37 |
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I have no idea why you came to this thread to stand up for south florida drivers. Yes, NYC driving can be intense due to the vast amount of traffic in such a small space, but this didn't happen in the city of miami or something its I95 and people in South Florida have no idea how to drive on an interstate. I am moving on an fixing the car but I shouldnt have to "watch my 6" because so many incompetent drivers
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10-24-2014, 09:09 PM | #38 | |
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I don't think the driver has his own insurance policy (I got the impression he was renting a car because he did not have one). I got his information and he is not from out of the country, but the Police did not get any insurance info from him b/c I dont think he has it. Can anyone from Florida shed some light on this. My insurance company has determined that I was not at fault and are willing to cover me, but I'd like to keep my rates down by dealing directly with Hertz if possible.
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10-24-2014, 09:13 PM | #39 | |
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10-24-2014, 09:17 PM | #40 | |
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10-24-2014, 09:18 PM | #41 | |
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10-25-2014, 02:37 AM | #42 | |
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I'm sure Hertz has this covered. Given their size and the number of cars they rent, I would guess that maybe dozens of their cars are involved in accidents every week nationwide by renters without insurance. I would be amazed if suing Hertz wasn't an exercise in futility. This story, as sad as it is, is a great example of why it's important to spend the relatively small amount of extra premium on "uninsured motorist" coverage on your own policy. Despite a mandatory insurance law in CA, it is estimated that perhaps 20% of all drivers do not have insurance. With a 1 in 5 chance that the person hitting me has a net worth of about three dollars, I gladly pay for uninsured motorist coverage.
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10-26-2014, 07:14 PM | #43 | |
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Thanks Everyone
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10-26-2014, 07:24 PM | #44 | |
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