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      02-26-2014, 01:26 PM   #82
BEM-S4
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Drives: Dinan M235, Dinan Sport Wagon
Join Date: Oct 2012
Location: Philadelphia

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Quote:
Originally Posted by mz1981 View Post
Keep in mind that the national ad by bmw regarding 4204 out of pocket is before fees like taxes due, documentation fee and DMV fees. 5085.21 is the real out of pocket amount if you do the national ad lease offer. Of course the 479 is a pretax figure as well. After taxes you're payment will be in the 520 range. You can of course buy this offer payment down with more out of pocket. Two separate dealerships went over this with me and it was exact to the penny. Just an FYI.
You're still better off going the extra security deposit route than the cap cost reduction. You'll have an extra grand tied up for 36 months but you'll save yourself $1K over the term of the lease compared to putting $3K down.
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