If you have the cash and is looking to buy a car straight up, I would personally buy a higher performance used car for half of the price of a M235i.
Such as e92 M3, or the C63 AMG you wanted.
I only got my 228i due to the ability to lease. I would never buy this car straight up if I had the cash.
Winter is not an issue. Winter tires on any car and you are fine. Toronto doesn't get much snow as other parts of Ontario.
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