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Sorry but without more detail this sounds idiotic.
What did she do that can't be repaired under insurance?
You have sunk a large amount of money into the car already. You are welcome to sell the car but you are going to get the depreciated value, minus the $18k you owe towards the new car.
I'm confused as to why the car has been "Ruined" and why the door can't be repaired?
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