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Wow. The worst part of this is not the lack of bumper (it's a supply chain issue likely tied to inventory switches as they prep for 2017 240's). Not great news, but there should be an easy solution - the loaner.
Your dealer refusing to give you a loaner doesn't seem right, but it depends on if the damage is cosmetic or structural. Bumpers are part of the safety architecture of the car and can help displace force in a rear-end collision. Therefore, if the car is NOT SAFE for you to drive, I would say they must offer you a loaner. (i.e. it's not just paint scratched). Or - isn't it covered by your insurance company and do they not provide loaners either? You may have to get an appraiser involved to determine extent of damage.
Whose insurance is paying for the repairs?
Bozman
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