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Just Google "why not to put money down on a lease". The biggest negative is if the car is totalled or stolen you are SOL on the money you put down. The other issues are minor but things like using up cash that could be invested, reducing liquid assets you might need for something else and a few others. There are positives if you simply want a lower payment but if you kept the cash that would offset it by having more money. With interest rates low it really doesn't make a lot of sense unless puting money down gets you a lower money factor with the dealer. I have never put money down on a lease but I understand why you it makes you feel good to not have that bigger payment each month.
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1995 325i, 1996 328ci, 1997 528i, 1997 Z3 2.8, 2000 528i, 2001 X5 3.0, 2001 330i Convertible, 2002 M3 Convertible, 2003 M3 Coupe, 2004 M3 Coupe, 2004 Z4 3.0, 2004 X3 3.0, 2007 X3 3.0, 2007 335i Convertible, 2013 X1 28 sdrive, 2014 M235 manual, 2020 X3 30i Xdrive
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