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Lots of negativity towards the OP, not a fan of that. He seems pretty up front regarding the situation and may not have as much knowledge as others on here. Not a fun ordeal to go through. Unfortunately it's one of those live and learn scenarios.
Here in Detroit metro we had a day in 2014 where most roads looked like that. I had four friends had the same thing happen on that day. All were hydro-lock and subsequent insurance totals. 2 BMWs and 2 Chryslers. I lucked out and my car (a Camaro SS with a CAI out of all things) made it home that day, but there were many close calls driving home from work. Sometimes finding high ground to avoid deep water is a more challenging task than you think when the streets are rapidly filling up with water and there is traffic gridlock all around you.
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Current: 2019 640i GT, 2019 MX-5 GT-S, 2015 X1 xDrive35i
Gone, but not forgotten: 2017 m240i, 2016 GTI PP, 2013 Camaro SS, 2009 G8 GXP, 2008 G8 GT, 2007 335i, 2003 530i
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