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I get a 4K price difference with the 228 getting the THP. For 4K it is a no brainer. My payment would be 32/month higher on a home equity and you get the better engine, wheels and sound. Better resale value too, I'm thinking. Insurance not much difference. Drive it in comfort mode with the wife aboard (I have the same issue) and take your pick when you drive it. I'm retired so traveling in the 235 appeals more to me. I will be test driving both. But get what floats your boat.
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